personal finance Canada

Emergency Fund 101: How Much Should You Save?

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If the last few years taught me anything, it’s this: life is volatile and cash is confidence. An emergency fund keeps surprises—job changes, medical bills, car repairs—from turning into high-interest debt. Here’s the simplest way to size yours and where to keep it in Canada. The Quick Answer Essential expenses = your baseline to stay … Read more

Stop Hesitating and Start saving $10k in a Year.

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Start saving $10k

I used to be the type of person who always said, “I’ll start saving next month.” But every month, something came up—rent, groceries, car repairs, nights out—and the next thing I knew, another year had passed with almost nothing saved. In 2024, I finally got tired of hesitating. I was earning about $60,000 a year … Read more