GIC vs HISA: Which Is the Better Saving Option(2025)?
If you’re building an emergency fund, saving for a near-term goal, or parking cash while you wait to invest, you’ve probably narrowed it down to a GIC (Guaranteed Investment Certificate) or a HISA (High-Interest Savings Account). Both are low-risk and typically CDIC-eligible up to $100,000 per depositor, per category, per member (note: provincial credit unions … Read more